3.1 Introduction These Terms of Service ("Terms") govern your use of Albion Trust Bank's online and mobile banking platforms and related services. By using our services, you agree to these Terms.
3.2 Eligibility You must be at least 18 years old and a resident of the United Kingdom to register for our services.
3.3 Account Responsibilities
Keep login credentials confidential
Notify us immediately if you suspect unauthorized access
Use your account for lawful purposes only
3.4 Fees and Charges
Applicable service fees will be communicated at account setup and published on our website.
We may change fees with 30 days' notice via email or platform notification.
3.5 Service Availability
We aim for 24/7 service availability but do not guarantee uninterrupted access.
Scheduled maintenance and unforeseen outages may cause temporary disruption.
3.6 Intellectual Property All content, logos, and platform software are the property of Albion Trust Bank and may not be used or reproduced without permission.
3.7 Limitation of Liability Albion Trust Bank is not liable for losses resulting from:
Unauthorized account access (unless due to our negligence)
Service outages
Third-party service failures
3.8 Termination and Suspension
We may suspend or close accounts that violate these Terms or applicable laws.
You may close your account at any time by contacting customer service.
3.9 Modifications to Terms We may revise these Terms periodically. Continued use after updates indicates your acceptance.
3.10 Governing Law and Jurisdiction These Terms are governed by the laws of England and Wales. Disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.